IMPORTANT THINGS TO CONSIDER WHEN LOOKING FOR A CAR INSURANCE. A car insurance is a must to every driver and to everyone else who owns a car. Auto insurance is a package that offers a coverage against all car threats like theft of an accident. These are some of the reasons why a car insurance is important. There are so many insurance policies and covers that a first time insurance buyer should consider. Because of the many car insurance covers available, most of the first time buyers get confused. They end up getting frustrated because their quotes ends up being floated around. There are some first time insurance buyers who are lucky and they don’t end up being frustrated. It is good that you learn from other people’s mistakes and experiences to make your insurance buying experience better. For you to be successful you should follow few simple steps when buying the car insurance. Before you make a decision of procuring a car insurance make sure that you have compared policies and premiums from different companies. By doing this you will be to find little or no problem getting a cover that suits your demands and a cover that falls within your budget. There are a number of factors that will help you determine the type of insurance policy that you will pay for. In most companies insurance policies differ although there are some general guidelines that don’t change. Some of the guidelines that don’t change are age, experience in driving, driving history, and the model of the vehicle you want to insure. All these factors are highly regarded by different companies.If you are young there are high chances that your experience in driving is not high and this puts the young star at a higher risk than an older person who has many years experience. Young people are known to try out new driving techniques that may not be safe. If your driving record is poor there are chances that you are not going to get a car insurance policy. This is because the insurance company will consider you as a candidate who causes accidents and you will end up costing the insurance company in terms of liability. As a way of protecting themselves they will end up charging you so much on the policy you will purchase. If you drive safely and your driving history shows that you are careful you will end up purchasing your insurance at a lower rate. Make sure that you choose a car insurance premium wisely.